Led the design and development of global payment infrastructure enabling $30M+ in payouts across 110+ countries, while architecting the Billing & Metering Engine for 2,000+ enterprise customers.
Designed and built a global payment service enabling $30M+ in payouts across 110+ countries, integrating with multiple banks and payment providers for employees, contractors, and freelancers.
Payouts needed to work across 110+ countries with different banking systems, currencies, holidays, and regulatory requirements — while hitting payout date accuracy targets.
Multi-provider integration with intelligent routing based on SLAs, FX rates, and local bank/holiday calendars. Built fallback chains and real-time payout tracking.
Achieved 96% payout date accuracy across all 110+ countries. Enabled $30M+ in total payouts to employees, contractors, and freelancers globally.
Led implementation of direct debit capabilities across 4 major currencies via ACH (USA), SEPA (Europe), eGIRO (Singapore), and credit cards.
Manual invoice collection was slow and unreliable. Different regions have completely different direct debit standards and compliance requirements.
Built unified direct debit abstraction over ACH, SEPA, eGIRO, and card rails. Auto-debit scheduling with retry logic and compliance-aware mandate management.
95% of invoice payments processed within due dates for auto-debit customers. Significantly accelerated fund collection across all regions.
Primary architect for the billing and metering engine automating client invoicing based on contract numbers, payouts processed, and value-added service utilization.
Manual invoicing for 2,000+ enterprise customers was error-prone, slow, and lacked transparency for billing disputes.
Event-driven metering pipeline that tracks usage in real-time, automated invoice generation tied to contracts, and a dispute resolution workflow.
Automated accurate billing for 2,000+ enterprise customers. Transparent billing reduced disputes and improved collection efficiency.